401k Limit 20254

401k Limit 20254. For tax year 2025, employees can defer $23,500 into their 401 (k) and iras, a modest increase from the $23,000 contribution limit in 2024. The 2024 contribution limit for 401 (k) plans is $23,000, or $30,500 for those 50 and older.

If you have a traditional 401 (k), your contributions will reduce your taxable. The roth 401(k) contribution limit for 2025 is $23,500 for employee contributions and $70,000 for employee and employer contributions combined.